On this week's episode of Flash Talks Cash, JoAnn "Flash" Fleming and Andrew Newman are talking about alternative forms of lending and receiving loans. Flash goes over the microlending system created by Muhammad Yunus, a form of non-interest loan that provides small amounts of money to impoverished people looking to start small businesses. The conversation then shifts to the recent phenomenon of crowd-sourcing; venues like Kickstarter provide support for people looking to start creative projects. Flash and Andrew discuss other non-traditional forms of lending such as The Lending Club, Prosper, and Kiva that have been fueled by social media. Tune in to learn the benefits of these upstarts as opposed to traditional bank lending, and hear about some of the legal considerations of alternative lending. This program has been brought to you by TriState Merchant Services, Inc.

"So this [peer-to-peer lending] is a new emerging kind of industry, so they're figuring out the legal ramifications of being in compliance, and the things they do not have to be compliant about." --JoAnn "Flash" Fleming on Flash Talks Cash

Rachel Wharton returns to Meet Your Maker this week! Joined by co-host John Taggart, Rachel sits down with entrepreneur Jonathan Swerdlin. Jonathan has been innovating since the age of eight, but his two most recent endeavors are Fdbk and SandyBaggers. Fdbk is a mobile web app that allows real-time conversation and discussion between businesses and customers. Hear how it was used during the Vendy Awards, and how you can implement it in your business! Jonathan also is a co-founder of SandyBaggers, an online social media hub for people to meet and organized around Hurricane Sandy relief efforts. Learn more about SandyBaggers, and how you can volunteer and donate goods and services this Saturday with the organization! This program has been sponsored by Hearst Ranch.

"It's a way of thinking. If you're constantly looking at problems and issues around the world and saying, 'Maybe that could be done a little differently...' That's what makes you and entrepreneur." -- Jonathan Swerdlin on Meet Your Maker

Amy Azzarito rejoins host Grace Bonney for the season finale of After the Jump! Tune into this episode to hear Grace and Amy talk about their top ten favorite design trends of 2012, and how they will evolve in the upcoming year! Hear about the resurgence of brick-and-mortar stores, and the myriad of pop-up shops in New York City. Tune in to hear discussions about some of the trends from this year that Grace and Amy hope to see fall out of favor. Later, Grace and Amy talk about the blog world in 2012, and how blogging has officially become a profession for many people. How have social media formats like Pinterest, tumblr, and Facebook changed the way that the online community shares information? Tune in to this episode of After the Jump to hear Grace and Amy's predictions for 2013! This program has been sponsored by 360 Cookware.

"Now, with Pinterest, tumblr, Facebook, etc. - People are making these conversations about their lives in visual ways. People used to 'talk' more..." [24:45] -- Grace Bonney on After the Jump