The Speakeasy
LIVE 4pm-4:30pm ET
First Aired - 11/12/2012 12:00PM
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This week on After the Jump, Grace Bonney is joined in the studio by interior designer, Thom Filicia. Thom is perhaps best known for his roles in hit television programs like Queer Eye for the Straight Guy and Tacky House, but more recently, he authored the book American Beauty published by Clarkson Potter. Tune into this episode to hear why Thom decided to restore and fix up a home from the early 1900s in the Finger Lakes, and why he fell in love with the structure. Listen in to learn about Thom's original interest in design as a child, and why he almost decided to design automobiles. Want to know more about Thom's favorite interiors in New York City? Then listen to this episode of After the Jump! This program has been brought to you by Clarkson Potter Publishers.
"One of the things we talk about a lot is the 'democracy of design.' I love the fact that design is becoming universal at a certain level, from the Targets to the world to the high end.. There's this mix of high and low that I think is very appealing to the next buying power. That generation is all about mixing old and new, and high and low." [6:35]
-- Thom Filicia on After the Jump
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Drawing on Desks (13:50)
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Emmy, Queer Eye for the Straight Guy, Thom Filicia, skylight, drawing houses, architecture, Syracuse, interior design, industrial design, Democracy of Design, high end, interiors, narrative, boring, tacky, dull, insecurity, carpet, birdhouse, recreation,Fixin' Up in the Finger Lakes (15:21)
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fixer-upper, Finger Lakes, American Beauty, the environment, green, Energy Star, summer house, bar, animals, lifestyle, high brow, low brow, rent, first-time home buyers, sofa, Tina Fey, outdoor spaces, airlines, Pucci, fashion, New York City interiors, the Four Seasons, Wythe Hotel, Art Deco, Gotham City,To comment on this episode click here. There are currently Comments
First Aired - 07/29/2010 04:30PM
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This week on Flash Talks Cash, Flash and Andrew talk all about mortgages, specifically what it means to obtain and pay off a mortgage in the post-collapse world of 2010. Flash advises how you can be ready for the admittedly "tight road" ahead, where bankers are holding onto their mortgages tighter than ever before. Plus Flash and Andrew read the first listener entry into the "Creative Accountant" segment: a story of a small town, urban renewal, and political intrigue. This episode was sponsored by Acme Smoked Fish: a mainstay of NYC's culinary landscape for decades.
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Flash Talks Cash Introduction: Mortgage Process (15:51)
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Flash Talks Cash, JoAnn 'Flash' Fleming, Andrew Newman, mortgage process post financial crisis, assuming you are a freelancer, banks are more reluctant to give loans, they are holding everybody to a high standard, what does it take to be a stellar candidate?, somebody who has excellent credit, above 700, you have to pay your bills on time and have a good amount of credit history, you need to have money for a down payment, 20% of the cost, you should start out with a small fixer-upper house, mortgage pre approval?, closing costs on top of the down payment, closing costs are the extra fees you pay at the end of the process, bankers have done a 180, they are holding on tight to their mortgages, be prepared for a tough road, appraisals often come in lower than selling price, appraisers are being conservative, self employed people have to jump through hoops to document income, tax returns are ancient history, banks are throwing teaser rates out there, adjustable rate mortgages are terrible products right now, go with fixed rates right now, interest rates will definitely go up in a few years, stretch out your mortgage over 30 years, you can't pay less on a 15 year mortgage, what are points?, a point is an interest rate, Flash thinks points are terrible, you should save the extra money and pay it out over the 30 years,Email Question & The Creative Accountant Segment (13:33)
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Andrew needs help buying a house, question about buying frames at wholesale cost and having a federal ID, what are the implications of having a federal ID?, do you need to start a business to buy things wholesale?, Creative Accountant, financial stories, last weeks words: visionary. small town politician. box of matches, Stanley Palmer, sent in a story, urban renewal, tax evasion, pay all your taxes!, next week: keeper of family tradition. writer of romance novels. help is not offered, submit a story next week!, include a financial compenent in the story, Ray Scro, this show is for anybody!, email us a question at info@heritageradionetwork, next week will be about how to price yourself, what happens when you come across a deadbeat?, collecting money from non paying customers,To comment on this episode click here. There are currently Comments
